For many people, finances are an unsolvable Rubik's cube filled with anxiety. There are millions of Americans who live with the shackles of debt each day. We do not teach children when they are young the value of a good credit score. Many people have a hard time formulating and sticking to a budget. You can easily solve the finance puzzle with a little hard work, self-control, and the right budgeting tools. Today is a new day; you are taking the first steps to reclaiming your financial freedom.